Spend Smarter with
Halo Points

Buy once, store in one wallet, redeem across participating merchants.

Customer
Halo Points
HALO
Merchant
Auto Partner
Merchant
Cafe North
Merchant
Market West
Payouts cycle customer to merchant
How It Works

One balance.
Many checkouts.

Halo Points lets users buy points with money and redeem them across participating merchant sites, while merchants accept and collect every redemption event.

Buyer
Buy and hold points
Checkout
Redeem live during purchase
Merchant
Collect + reconcile events
User Wallet Experience

Manage points in your hand.

A premium wallet UI for top-up, balance visibility, and fast redemption across the Halo merchant network.

Fast top-up

Convert money to points in a clean wallet flow.

Live balance

Always-on point balance across participating sites.

Quick redemption

Sign in and apply points during checkout.

InteracCardsOTP Sign-inLive BalanceCross-Merchant
Funding
Top-up
Add +1,000 pts fast
Halo Points wallet phone screen
Checkout
Redeem
Apply points before payment confirm
Merchant Acceptance & Collection

Accept points.
Collect events.

Halo gives merchants a checkout-layer integration with session creation, redemption validation, webhook events, and settlement-ready records.

Accept
Session API

Create checkout sessions for point redemption.

Collect
Webhooks

Capture validation and confirmation events.

Reconcile
Settlements

Match orders and redemptions with records.

Redeem Rate
96%
Webhook Sync
99%
Avg Apply
1.2s
Settlements
Live
Merchant Redemption Volume24h
Event Stream
session.created
#A1F4
redeem.validated
#A1F4
redeem.confirmed
#A1F4
settlement.queued
#S902
Settlement Card
Accepted Points12,480
Orders Matched248
StatusReady
Quick Answers + Launch

Ready to launch Halo Points?

Start the user wallet flow and merchant checkout integration from the same system.

How do users buy points?

With money through supported payment methods like Interac or card.

Where do they redeem?

At participating merchant websites that integrate Halo checkout.

What do merchants integrate?

Session creation, redemption validation, and webhook events.

Do users need many accounts?

No. One Halo wallet works across the merchant network.

Session APIWebhook EventsOTP LoginMerchant Portal
Buy
Top-up wallet
Redeem
Apply at checkout
Settle
Merchant records